Tuesday, December 01, 2020
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Can a legal person obtain consumer credit?

The consumer loan is a solution which aims to help an individual finance his projects. It is intended for individuals under the consumer law. But other credit solutions for legal persons exist, such as restricted credit. Consumer credit is extended by banks, retailers, and others to enable consumers to purchase goods immediately and pay off the […]

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Canceling a revolving credit: the standard letters of Consumer Credit

Revolving credit or revolving credit is a form of consumer credit that consists of a banking organization in making available to the borrower a certain amount of money, usable freely. Subscribed for one year, this credit is renewed every year by tacit agreement. When can we cancel it? Which standard mail should be sent? When […]

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Retired credit – Consumer loan without bank for seniors

To meet the challenges of retirement, seniors can take out consumer loans. Without the intermediary of the banks, consumer credit offers attractive conditions to reduce the cost of borrowing, a requirement for a retiree with declining income. RETIREMENT FIGURES After a busy professional life comes the time of retirement. France has nearly 20 million retirees, […]

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